• Gluten-Free Recipes
  • Cookbook
menu icon
go to homepage
  • About
  • Recipe Index
  • Best of March
  • Cookbook
  • Subscribe
    • Facebook
    • Instagram
    • Pinterest
  • subscribe
    search icon
    Homepage link
    • About
    • Recipe Index
    • Best of March
    • Cookbook
    • Subscribe
    • Facebook
    • Instagram
    • Pinterest
  • ×
    Home » Recipes » Gluten Free Quick Breads

    Oat Flour Chocolate Banana Bread

    Published: Jul 10, 2024 by Nicole Spiridakis

    Jump to Recipe Print Recipe

    The easiest one-bowl (!) oat flour chocolate banana bread features a sweet, tender-crumbed loaf that's packed with bits of bittersweet chocolate. This recipe is naturally gluten and dairy-free and totally delicious.

    A slice of banana bread on a plate next to a loaf of bread.

    The world cannot have too many versions of banana bread, and here is another worthy entry: An oat flour chocolate (chip) banana bread that literally takes about one minute to stir together. It's moist and dense, flecked with banana and chocolate, and slices are as good plain as they are topped with butter or margarine, or cream cheese. This deceptively simple loaf is one you'll make again and again. For more easy banana recipes, try oat flour banana bread, oat flour banana muffins, or banana nut bread with oat flour.

    Jump to:
    • Lots to Love
    • Ingredients Needed
    • How to Make Oat Flour Banana Bread
    • Recipe Tips & Variations
    • Proper Storage
    • More Banana Recipes
    • Recipe

    Lots to Love

    There's so much to love about this oat flour banana bread including that it:

    • Needs just one bowl - I mean, who has time to fuss with complicated recipes when what you truly want is a sweet banana morsel? One-bowl recipes are my absolute favorite and this bread is at the top of the "must-make" list.
    • One gluten free flour - Easy, whole grain oat flour is the sole flour you need for this bread. Swap sorghum or an oat-free gluten free flour blend by weight if you can't have oats.
    • Lasts and lasts - The three bananas plus a bit of olive oil ensures that this banana bread stays moist and highly edible for days, sometimes an anomaly among gluten free bakes.
    Ingredients for oat flour banana bread - oat flour, eggs, bananas, olive oil baking powder, salt, cinnamon, chocolate chips, brown sugar.

    Ingredients Needed

    I've included the short ingredients list for this gluten free banana bread below (the full amounts will be in the printable recipe card lower down).

    • Bananas - Use very ripe bananas for the best flavor and natural sweetness.
    • Oat flour - Oat flour is a great flour in quick breads because it's sturdy and creates a lovely, fluffy crumb.
    • Eggs - Most of my recipes are developed using large, so please use large eggs here for the best results!
    • Brown sugar - Light or dark brown sugar is fine. Substitute coconut sugar or maple syrup to make this refined sugar-free.
    • Olive oil - I use extra virgin olive oil. You could also use coconut oil.
    • Baking powder - To help the bread rise perfectly.
    • Cinnamon - A little ground cinnamon adds warming spice.
    • Salt - I always use fine sea salt!
    • Chocolate chips - I prefer semisweet chocolate chips; milk chocolate chips are also nice, and you could try mini chocolate chips as well.

    Why Use Oat Flour?

    Oat flour is my absolute favorite gluten-free baking flour. It's naturally gluten-free (although you'll want to buy certified gluten-free oats or oat flour to be safe) and performs beautifully in baking recipes. It can often be used in a 1:1 swap by weight for all-purpose flour and is similar to whole wheat flour. Plus, you'll get a punch of whole-grain goodness in every bite. The slight nutty sweetness of oat flour works well with the natural sweetness of the bananas, making it an ideal choice for oat flour banana bread.

    Slices of oat flour chocolate banana bread on a cutting board.

    How to Make Oat Flour Banana Bread

    Here's a quick overview of how you'll put together this easy sweet bread. Find the detailed instructions in the recipe card.

    The ingredients are mixed together.
    combine ingredients
    The batter is thick.
    mix
    • Make the batter: Combine all of the ingredients in a large bowl except for the chocolate chips.
    • Mix: Stir well to combine.
    Chocolate chips are added.
    add chocolate
    The chips are stirred in.
    fold
    • Add chocolate: Fold in the chips.
    The batter is added to a lined loaf tin.
    add to pan
    The baked bread cools on a rack.
    bake & cool
    • Add to pan: Grease a standard-size loaf pan and line it with parchment paper. Pour in the batter, smoothing the top. Preheat the oven to 350℉ and rest the batter while the oven heats.
    • Bake: Bake the bread for 50-60 minutes, then cool in the pan on a rack for 20 minutes.
    A brown loaf of oat flour banana bread cut into slices next to a slice of bread.

    Recipe Tips & Variations

    As always, my main tip is to rest the batter fully so that the oat flour hydrates before you bake the bread. This will result in the smoothest, best crumb. I love how sturdy and sliceable this loaf is, and it will benefit from a few best practices, outlined below:

    • Use ripe bananas - One of the beauties of this banana bread is that it doesn't call for a lot of added sugar - just ½ cup of brown sugar sweetens the whole loaf. This is due to using ripe bananas which add natural sweetness. Use soft, brown or browning bananas for the best results.
    • Oat flour substitute - Swap sorghum flour by weight for the oat flour, or use a 1:1 gluten-free all-purpose baking flour of choice.
    • Try other spices - Do a blend of cinnamon and ginger, just ginger, add a pinch of nutmeg, or stir in cardamom to make this oat flour banana bread even more cozy.
    • Add nuts - Add nuts like chopped walnuts or pistachios for a little crunch.
    • Make it refined sugar-free - Substitute coconut sugar or maple syrup for the brown sugar.
    • Bake mini loaves - This loaf can also be baked as mini loaves - enjoy one now and freeze the other for another time. You will get two mini loaves out of the batter or one standard-sized loaf.
    • To serve: I love slices of this loaf spread with a little softened, salted butter, dairy-free butter, margarine, or cream cheese! Peanut butter or almond butter are also some of my favorite topping options.
    Butter tops a piece of banana bread.

    Proper Storage

    Here's how to store your oat flour chocolate banana bread:

    • Counter - Wrap the bread in plastic or foil, or place it in a sealable bag, and keep it on the counter for up to 2 days. In warmer climates, you may want to pop it directly into the fridge.
    • Fridge - Place the wrapped bread in the fridge or transfer it to an airtight container and store it for up to 5 days in the refrigerator. I like to eat the bread straight from the fridge, or I'll let it come to room temperature. Either way is delicious!
    • Freezer - Wrap individual slices of bread in plastic wrap, place them in a freezer-safe, sealable bag, and store them in the freezer for up to 3 months. Defrost in the fridge before serving.

    More Banana Recipes

    • Gluten Free Banana Blueberry Muffins
    • Gluten Free Banana Chocolate Chip Cake
    • Gluten Free Strawberry Banana Muffins
    • Banana Cake with Cream Cheese Frosting

    Recipe

    A brown loaf of oat flour banana bread cut into slices next to a slice of bread.
    Prevent your screen from going dark

    Oat Flour Chocolate Banana Bread

    Nicole Spiridakis
    The easiest one bowl (!) oat flour chocolate banana bread features a sweet, tender-crumbed loaf that's packed with bits of bittersweet chocolate.
    5 from 1 vote
    Print Recipe Pin Recipe
    Prep Time 10 minutes mins
    Cook Time 1 hour hr
    Total Time 1 hour hr 10 minutes mins
    Course Breakfast
    Cuisine American
    Servings 10
    Calories 314 kcal

    Ingredients
     
     

    • 3 large ripe bananas, mashed
    • 2 cups oat flour (240 grams)
    • 3 large eggs
    • ½ cup brown sugar
    • ¼ cup extra virgin olive oil
    • 2 teaspoons baking powder
    • 1 teaspoon ground cinnamon
    • ½ teaspoon fine sea salt
    • ¾ cup semisweet chocolate chips

    Instructions
     

    • Combine all of the ingredients in a large bowl except the chocolate chips. Mix well to combine. Fold in the chips.
    • Grease a standard-size loaf pan and line it with parchment paper. Pour in the batter, smoothing the top. Preheat the oven to 350℉ and rest the batter while the oven heats.
    • Bake the bread for 50-60 minutes, until the top is firm and a tester comes out clean. Cool in the pan on a rack for 20 minutes, then turn out onto the rack to cool completely.

    Notes

    • Use ripe bananas - One of the beauties of this banana bread is that it doesn't call for a lot of added sugar - just ½ cup of brown sugar sweetens the whole loaf. This is due to using ripe bananas which add natural sweetness. Use soft, brown or browning bananas for the best results.
    • Oat flour substitute - Swap sorghum flour by weight for the oat flour, or use a 1:1 gluten-free all-purpose baking flour of choice.
    • Try other spices - Do a blend of cinnamon and ginger, just ginger, add a pinch of nutmeg, or stir in cardamom to make this oat flour banana bread even more cozy.
    • Add nuts - Add nuts like chopped walnuts or pistachios for a little crunch.
    • Make it refined sugar-free - Substitute coconut sugar or maple syrup for the brown sugar.
    • Bake mini loaves - This loaf can also be baked as mini loaves - enjoy one now and freeze the other for another time. You will get two mini loaves out of the batter or one standard-sized loaf.
    • To serve: I love slices of this loaf spread with a little softened, salted butter, dairy-free butter, margarine, or cream cheese! Peanut butter or almond butter are also some of my favorite topping options.

    Nutrition

    Calories: 314kcalCarbohydrates: 42gProtein: 6gFat: 14gSaturated Fat: 5gPolyunsaturated Fat: 2gMonounsaturated Fat: 7gTrans Fat: 0.01gCholesterol: 59mgSodium: 213mgPotassium: 314mgFiber: 4gSugar: 20gVitamin A: 108IUVitamin C: 3mgCalcium: 89mgIron: 2mg
    Disclaimer: Nutrition information is automatically calculated and is an estimate (I'm not a nutritionist and can't guarantee accuracy!). Even when not specified, be sure to check that all the ingredients you use are gluten free if you need them to be by reading labels on all packaging and/or confirming with the manufacturer.
    Did you make this recipe?Let me know in the comments how it went!

    More Gluten-Free Quick Breads

    • A candle burns next to slices of gluten free cranberry lemon loaf.
      Gluten Free Cranberry Lemon Bread
    • A sliced loaf of gluten free persimmon bread.
      Gluten Free Persimmon Bread
    • A sliced loaf of oat flour pumpkin bread on a cutting board.
      Oat Flour Pumpkin Bread (One Bowl!)
    • A slice of gluten free maple cornbread on a plate next to a pan of cornbread.
      Easy Gluten Free Maple Cornbread

    Comments

    1. Lorna says

      March 08, 2026 at 1:55 pm

      Hello. Thanks for your tasty-sounding recipes :-).

      I am not finding the chocolate chips mentioned in the recipe. Do you enjoy a specified amount of a particular kind?

      Reply
      • Nicole Spiridakis says

        March 09, 2026 at 10:08 am

        Oops, I see I completely left those out, sorry! Yes, use 3/4 cup of chocolate chips. I've updated the recipe to reflect. Thank you!

        Reply
        • Lorna says

          March 11, 2026 at 5:59 am

          Sounds good to me :-). Thanks for the reply.

          Reply
    5 from 1 vote (1 rating without comment)

    I'd love to hear from you! Please leave me a note. Cancel reply

    Your email address will not be published. Required fields are marked *

    Recipe Rating





    A photo of Nicole Spiridakis

    Welcome!

    I'm Nicole, and I share carefully tested gluten-free baking recipes made with simple, wholesome ingredients. I'm a writer, recipe developer, and cookbook author who believes in real food, lots of vegetables, and balance, too -- because I dearly love cake. I post gluten-free baking recipes as well as the occasional vegetarian and vegan dish. Welcome! Learn more about me.


    The cover of the cookbook Flourless: Recipes for Naturally Gluten-Free Desserts by Nicole Spiridakis shows an opera cake.

    My cookbook, Flourless, was published by Chronicle Books and is full of naturally gluten-free desserts to tempt everyone! Learn more.

    My Popular Recipes

    • A bunch oat flour blueberry muffins on a white napkin.
      One Bowl Oat Flour Blueberry Muffins
    • A decorative plate with oat flour pancakes next to a cup of coffee.
      Oat Flour Pancakes
    • Slices of oat flour cake on plates with the cake in the background.
      Oat Flour Cake
    • Banana ice cream is served in a bowl.
      One-Ingredient Banana Ice Cream

    Best of March

    • A frosted gluten free chocolate stout cake
      Gluten Free Chocolate Stout Cake
    • A piece of gluten free Irish soda bread with butter on a plate with the loaf nearby.
      Gluten Free Irish Soda Bread
    • A bowl of asparagus potato soup with a spoon on a green napkin.
      Asparagus Potato Soup
    • A whole loaf of barm brack on a plate.
      Gluten Free Barm Brack (Easy Yeasted Brad)

    Footer

    ↑ back to top

    Info

    Terms and Conditions

    Privacy Policy

    Accessibility

    Newsletter

    Sign up for my newsletter

    About

    About Me

    Writing Work

    Contact

    © Copyright 2026 Cucina Nicolina

    Rate This Recipe

    Your vote:




    A rating is required
    A name is required
    An email is required

    Recipe Ratings without Comment

    Something went wrong. Please try again.