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    Home » Recipes » Classic Baking Recipes

    Banana Chocolate Chunk Muffins

    Modified: Feb 15, 2026 · Published: Nov 13, 2024 by Nicole Spiridakis

    Jump to Recipe Print Recipe

    Sweet and moist banana chocolate chunk muffins are studded with big bites of semisweet chocolate for a decadent morning treat or afternoon snack! Serve these for brunch or enjoy them with a cup of tea.

    A banan muffin on a plate next to a bowl of muffins.

    Always-tender, oh so fluffy banana chocolate chunk muffins are one of the easiest, quickest, and yummiest recipes to come out of my kitchen. Like your favorite banana muffins but absolutely crammed with chopped chocolate, these little beauties are amazing nibbled alongside a cup of morning coffee, added to a lunchbox, or warmed up and smeared with butter for an afternoon snack. See my gluten free banana bread muffins or gluten free banana mini muffins for gf versions!

    Jump to:
    • Why You'll Love These Banana Muffins
    • What You'll Need
    • A Few Variations ...
    • How to Make Chocolate Chunk Banana Muffins
    • Baking Tip: Use Ripe Bananas
    • Substitution Suggestions & Tips
    • Serving Options
    • Proper Storage
    • Recipe

    Why You'll Love These Banana Muffins

    It's no secret that I love banana muffins, and one of my favorite variations is banana chocolate chunk muffins because they are just walloped with chocolate. These muffins are amazing when eaten warm - the chocolate pools into the soft muffin surrounding it - but they're also delicious straight from the fridge when the chocolate is cold and crunchy. You'll love these no matter what!

    • So easy. One bowl is all you need to make banana chocolate chunk muffins!
    • Anyone can make them. Did I mention the one-bowl thing? Yep, you need just one bowl and a spoon and/or whisk, which means basically anyone can whip up the batter in no time.
    • The best ever banana muffins. This recipe is simple, but it delivers big on flavor, from the ripe, sweet bananas, a touch of cinnamon, and glorious chocolate chunks in every bite.

    What You'll Need

    Ingredients for banans chocolate chunk muffins including spices and flour are text-labeled.
    • All-purpose flour - Use the spoon and level method for the best accuracy in measuring your flour!
    • Rising agents - Baking powder and baking soda.
    • Salt - I use fine sea salt and table salt will also work.
    • Cinnamon
    • Granulated sugar - For a slightly different flavor, substitute light or dark brown sugar, or try coconut sugar.
    • Vegetable oil - You can substitute any type of oil you like here, including olive oil.
    • Eggs - Large eggs brought to room temperature will easily blend into the batter.
    • Bananas - Use ripe bananas for these muffins (I've included a few notes below on how ripe they should be!) for the most flavorful, sweet results. You'll need about 2 large or 3 medium bananas for this recipe.
    • Chocolate - I used a dark chocolate bar and chopped it into chunks, but you can use any chocolate bar you like! Semisweet, milk chocolate, or even chocolate chips work great.

    Scroll down to my recipe card at the bottom of this post for the full ingredient amounts and instructions!

    A Few Variations ...

    Banana chocolate chunk muffins are, well, banana-y and chocolatey. I don't like to mess with a good thing, but you can totally make a few changes to the base recipe if you like (hint: add nuts or coconut!).

    • Nuts - We always love nuts in our banana muffins! My favorite nut to add is chopped walnuts; chopped almonds or pecans are also very nice.
    • Chocolate chips - Keep things easy and use 1 cup of semisweet chocolate chips instead of the chopped chocolate.
    • Whole wheat flour - Substitute ½ cup of all-purpose flour with whole wheat or whole wheat pastry flour, or use all whole wheat flour in place of the all-purpose flour for whole grain goodness.
    • Coconut - Coconut flakes or shredded coconut add natural sweetness and texture. Try 1 cup stirred into the batter.
    • Ginger - Add ½ teaspoon of ground ginger or 1 teaspoon of grated fresh ginger to the batter for a little kick.
    A banana muffin is cut in half to show its interior.

    How to Make Chocolate Chunk Banana Muffins

    Here's an overview in photos of how to make these easy muffins!

    Banana is mixed with egg in a bowl.
    mix egg and oil
    Batter for banana chocolate chunk muffins in a bowl.
    add dry ingredients
    • Prep: Preheat the oven to 375°F and grease a muffin tin.
    • Make the wet mix: Stir together the wet ingredients including the bananas.
    • Combine: Mix the dry ingredients with the wet ingredients. Fold in the chocolate.
    Banana chocolate chunk muffins batter in a tin.
    add chocolate and divide batter in muffin pan
    Baked banana chocolate chunk muffins cool in the pan.
    bake until golden brown
    • Add batter to pan: Divide the muffin batter between the muffin cups.
    • Bake: Bake the muffins for about 20-25 minutes, then cool in the pan.

    Baking Tip: Use Ripe Bananas

    What are the best bananas for baking? They tend to be the ones left on the counter that everyone avoids: very yellow with brown spots and streaks. Despite their appearance, this means the bananas are very ripe and perfect to tuck into a batter! In fact, the darker the banana, the better, because as the fruit ripens, it becomes sweeter and more flavorful.

    A banana chocolate chunk muffin on a flowered plate.

    Substitution Suggestions & Tips

    • Fill the muffin cups ⅔ full for this recipe - While some muffin recipes advise filling the muffin cups to the brim, I've found that about ⅔ full is the sweet spot so that they rise nicely but don't overflow the cups.
    • Adjust the sweetness - Bananas are very sweet on their own, and the riper they are, the sweeter they'll be. You can reduce the sugar if you like to ½ cup.
    • Refined sugar-free - Add honey to the batter instead of the sugar, or use coconut sugar (the muffins will be a bit darker if you use coconut sugar).
    • Add poppy seeds - For a little crunch, stir in 3 tablespoons of poppy seeds to the batter.
    • Make 'em into applesauce muffins - Swap 1 cup of applesauce for the mashed bananas.
    • Egg-free - Omit the egg to make these muffins vegan. They will be denser, but the bananas will work as a nice binder even without eggs.
    A bowl of banana chocolate chunk muffins and a cup of coffee.

    Serving Options

    Serve banana chocolate chunk muffins warm or at room temperature. I like a muffin spread with

    • salted or unsalted butter
    • a little Nutella
    • peanut butter
    • almond butter
    • softened cream cheese

    Proper Storage

    • Counter - Place the cooled banana chocolate chunk muffins in an airtight container and store them at room temperature for up to 3 days.
    • Fridge - Transfer the muffins in their container to the fridge, store them for up to 5 days.
    • Freezer - Add the muffins to a freezer-safe bag or container and store them in the freezer for up to 3 months. Defrost the muffins in the fridge before eating.

    Happy baking! If you make this recipe, I'd love to know. Please leave a comment below, reach out with any questions, and tag me on Instagram @Cucina Nicolina  ❤️

    Recipe

    A bowl of banana chocolate chunk muffins and a cup of coffee.
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    Banana Chocolate Chunk Muffins

    Nicole Spiridakis
    Sweet and moist banana chocolate chunk muffins are studded with big bites of semisweet chocolate for a decadent morning treat or afternoon snack!
    No ratings yet
    Print Recipe Pin Recipe
    Prep Time 10 minutes mins
    Cook Time 20 minutes mins
    Total Time 30 minutes mins
    Course Breakfast
    Cuisine American
    Servings 12 muffins
    Calories 286 kcal

    Ingredients
     
     

    • ½ cup vegetable oil
    • 2 large eggs
    • 1 ½ cups mashed ripe bananas (340 grams)
    • 1 ½ cups flour (210 grams)
    • ¾ cup granulated sugar
    • 2 teaspoons baking powder
    • ¼ teaspoon baking soda
    • ½ teaspoon fine sea salt
    • ½ teaspoon ground cinnamon
    • 1 cup chopped chocolate, I used a semisweet/dark chocolate bar, you can use your favorite chocolate bar

    Instructions
     

    • Preheat the oven to 375°F. Grease a 12-cup muffin pan.
    • In a large bowl, stir together the oil, eggs, and mashed bananas. Stir in the flour, sugar, baking powder, baking soda, salt, and cinnamon until combined.
    • Fold in the chopped chocolate, then divide the batter evenly between the muffin cups, filling each one about ⅔ full.
    • Bake the muffins for 20 to 24 minutes, until the middle of a muffin springs back when lightly touched and a tester comes out mostly clean. (A few moist crumbs are OK.)
    • Remove the pan from the oven, let the muffins rest for 5 minutes in the pan, then turn them out onto a rack to cool completely. Muffins are great warm or at room temperature.

    Notes

    • Fill the muffin cups ⅔ full for this recipe - While some muffin recipes advise filling the muffin cups to the brim, I've found that about ⅔ full is the sweet spot so that they rise nicely but don't overflow the cups.
    • Adjust the sweetness - Bananas are very sweet on their own, and the riper they are the sweeter they'll be. You can reduce the sugar if you like to ½ cup.
    • Refined sugar-free - Add honey to the batter instead of the sugar, or use coconut sugar (the muffins will be a bit darker if you use coconut sugar).
    • Add poppy seeds - For a little crunch, stir in 3 tablespoons of poppy seeds to the batter.
    • Make 'em into applesauce muffins - Swap 1 cup of applesauce for the mashed bananas.
    • Egg-free - Omit the egg to make these muffins vegan. They will be denser but the bananas will work as a nice binder even without eggs.

    Nutrition

    Serving: 1muffinCalories: 286kcalCarbohydrates: 38gProtein: 3gFat: 15gSaturated Fat: 5gPolyunsaturated Fat: 6gMonounsaturated Fat: 4gTrans Fat: 0.1gCholesterol: 32mgSodium: 195mgPotassium: 130mgFiber: 2gSugar: 22gVitamin A: 56IUVitamin C: 2mgCalcium: 51mgIron: 1mg
    Disclaimer: Nutrition information is automatically calculated and is an estimate (I'm not a nutritionist and can't guarantee accuracy!). Even when not specified, be sure to check that all the ingredients you use are gluten free if you need them to be by reading labels on all packaging and/or confirming with the manufacturer.
    Did you make this recipe?Let me know in the comments how it went!

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    Welcome!

    I'm Nicole, and I share carefully tested gluten-free baking recipes made with simple, wholesome ingredients. I'm a writer, recipe developer, and cookbook author who believes in real food, lots of vegetables, and balance, too -- because I dearly love cake. I post gluten-free baking recipes as well as the occasional vegetarian and vegan dish. Welcome! Learn more about me.


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